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You got out a good $two hundred,100000 first-mortgage on your own home within the 1986. Up coming, you address it since the household acquisition personal debt on the extent you to it was always buy, build, or drastically increase the household. You lose grandfathered debt which was refinanced just after October 13, 1987, since the grandfathered loans simply for the word remaining for the debt which had been refinanced. The debt should be protected by the qualified house.

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